3rd Party TNI Laboratory Assessment

EXHIBIT B - INSURANCE REQUIREMENTS LCWA RFQ
A. CONTRACTOR will purchase and maintain at all times during the term of this
Contract, without cost or expense to the Lake County Water Authority (LCWA), policies of
insurance as indicated below, with a company or companies authorized to do business in the State
of Florida, and which are acceptable to the LCWA, insuring the CONTRACTOR against any and
all claims, demands, or causes of action, for injuries received or damage to property relating to the
performance of duties, services, or obligations of the CONTRACTOR under the terms and
provisions of the Contract. An original certificate of insurance, indicating that CONTRACTOR
has coverage in accordance with the requirements of this section must be received and accepted
by the LCWA prior to contract execution or before any work begins. It will be furnished by
CONTRACTOR to the LCWA's Project Manager and County Procurement Services Director
within five working days of such request. The parties agree that the policies of insurance and
confirming certificates of insurance will insure the CONTRACTOR in accordance with the
following minimum limits:
i. General Liability insurance on forms no more restrictive than the latest edition of the
Occurrence Form Commercial General Liability policy (CG 00 01) of the Insurance Services
Office or equivalent without restrictive endorsements, with the following minimum limits and
coverage:
Each Occurrence/General Aggregate $500,000
Products-Completed Operations $500,000
Personal & Adv. Injury $500,000
Fire Damage $50,000
Medical Expense $5,000
Contractual Liability Included
ii. Automobile liability insurance, including owned, non-owned, and hired autos with the
minimum Combined Single Limit of $300,000
iii. Workers' compensation insurance based on proper reporting of classification codes and
payroll amounts in accordance with Chapter 440, Florida Statutes, and any other applicable law
requiring workers' compensation (Federal, maritime, etc.).
iv. Employers Liability with the following minimum limits and coverage:
Each Accident $100,000
Disease-Each Employer $100,000
Disease-Policy Limit $100,000
B. The LCWA and its Board, will be named as additional insured as their interest may
appear all applicable policies. Certificates of insurance must identify the Solicitation/Contract
number in the Description of Operations section on the Certificate.
C. CONTRACTOR must provide a minimum of 30 days prior written notice to the LCWA
of any change, cancellation, or nonrenewal of the required insurance.
D. Certificates of insurance must evidence a waiver of subrogation in favor of the LCWA,
that coverage must be primary and noncontributory, and that each evidenced policy includes a
Cross Liability or Severability of Interests provision, with no requirement of premium by the
LCWA.
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EXHIBIT B - INSURANCE REQUIREMENTS LCWA RFQ
E. CONTRACTOR must provide a copy of all policy endorsements, reflecting the required
coverage, with the LCWA listed as an additional insured along with all required provisions to
include waiver of subrogation. Contracts cannot be completed without this required insurance
documentation. A certificate of insurance (COI) will not be accepted in lieu of the policy
endorsements.
F. Certificate holders must be:
LAKE COUNTY WATER AUTHORITY
27341 FL SR-19
TAVARES, FL 32778
G. All self-insured retentions will appear on the certificates and will be subject to approval
by the LCWA. At the option of the LCWA, the insurer will reduce or eliminate such self-insured
retentions; or CONTRACTOR will be required to procure a bond guaranteeing payment of losses
and related claims expenses.
H. The LCWA will be exempt from, and in no way liable for, any sums of money, which
may represent a deductible or self-insured retention in any insurance policy. The payment of such
deductible or self-insured retention will be the sole responsibility of the CONTRACTOR or
subcontractor providing such insurance.
I. CONTRACTOR will be responsible for subcontractors and their insurance.
Subcontractors are to provide Certificates of Insurance to the LCWA evidencing coverage and
terms in accordance with the CONTRACTOR'S requirements.
J. Failure to obtain and maintain such insurance as set out above will be considered a
breach of contract and may result in termination of the contract for default.
K. Neither approval by the LCWA of any insurance supplied by CONTRACTOR, nor a
failure to disapprove that insurance, will relieve CONTRACTOR of full responsibility of liability,
damages, and accidents as set forth herein.
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