25CSB-158S Extreme Heat RFP

You are invited to review and respond to this Request for Proposal (RFP), entitled Extreme Heat Protection Gap Research Project for Local Governments, RFP # 25CSB-158S. The California Department of
Insurance (CDI) intends to award one contract for these consulting services.

In 2024, CDI published an analysis of the uninsured and insured costs and impacts from recent extreme heat events. The first-of-its-kind report: ¿Impacts of Extreme Heat to California¿s People, Infrastructure, and Economy." was based on the recommendations of the California Climate Insurance Working Group and directed by AB 2238 (Chapter 264, Statutes of 2022). The report helped support the California Environmental Protection Agency¿s development of an Extreme Heat Ranking System (CalHeatScore), released in January 2025.

The purpose of this RFP is to solicit proposals to develop a specific, supplemental study that expands on the previous findings and evaluates key questions from the 2024 report that achieves the objectives described below, and to produce a report containing graphs, measurements, and descriptions of the results and extrapolations based on the findings of the study.

Contractor to identify and assess geographic areas across California that are disproportionately impacted by extreme heat; analyze the insured and uninsured costs borne by local governments; evaluate gaps in insurance coverage; and explore the applicability of innovative risk transfer tools (e.g., parametric insurance, performance-based coverage, catastrophe bonds). Contractor will also examine differential health impacts across population subgroups.

FOR MORE INFO. SEE / VIEW EVENT PACKAGE / PDF FILE
*Written Question Submittal Deadline 4/24/26 5:00 PM PST, (via email to
BMB_Procurement@insurance.ca.gov)
**Final Date for Proposal Submission 5/8/26 4:00 PM PST, (via BMB_Procurement@insurance.ca.gov)