Construction Equipment Repairs for John Deere Brand Equipment

EXHIBIT B - INSURANCE REQUIREMENTS Q2026-00098
Vendor shall provide proof of insurance capabilities, including but not limited to, the requirements
of this Solicitation. Coverage does not have to be in effect prior to a Purchase Order or Contract
being executed by the County.
Awarded Vendor (Contractor) shall provide an original certificate of insurance reflecting coverage
in accordance with the requirements of this Exhibit B within five working days of such request. It
must be received and accepted by the County prior to contract execution and before work begins.
Contractor shall provide and maintain insurance policies with a company(ies) authorized to do
business in the State of Florida, and which are acceptable to the County, insuring the Contractor
against any and all claims, demands, or causes of action whatsoever, for injuries received or
damage to property relating to the performance of duties, services, or obligations of the Contractor
under the terms and provisions of the Contract without cost or expense to the County during the
entire term of any Contract. Contractor is responsible for timely provision of certificates of
insurance to the County at the Certificate Holder address evidencing conformance with the
Contract requirements at all times throughout the term of the Contract.
Such policies of insurance, and confirming certificates of insurance, must ensure the Contractor in
accordance with the following minimum limits:
1. General Liability insurance on forms no more restrictive than the latest edition of the
Occurrence Form Commercial General Liability policy (CG 00 01) of the Insurance Services
Office or equivalent without restrictive endorsements, with the following minimum limits and
coverage:
Each Occurrence/General Aggregate $1,000,000/2,000,000
Products-Completed Operations $2,000,000
Personal & Adv. Injury $1,000,000
Fire Damage $50,000
Medical Expense $5,000
Contractual Liability Included
Coverage must be provided on a per project basis.
2. Automobile liability insurance, including all owned, non-owned, scheduled, and hired autos
with the following minimum limits and coverage:
Combined Single Limit $1,000,000
3. Workers' compensation insurance based on proper reporting of classification codes and payroll
amounts in accordance with Chapter 440, Florida Statutes, and any other applicable law
requiring workers' compensation (Federal, maritime, etc.). If not required by law to maintain
workers' compensation insurance, the Contractor must provide a notarized statement to not
hold the County responsible for any payment or compensation.
4. Employers' Liability insurance with the following minimum limits and coverage:
Each Accident $1,000,000
Disease-Each Employee $1,000,000
Disease-Policy Limit $1,000,000
5. The following additional coverage must be provided if a dollar value is inserted below:
Loss of Use at coverage value: $ _1,000,000_________
Garage Keepers Liability at coverage value: $ ___1,000,000_______
Lake County, a Political Subdivision of the State of Florida, and the Board of County
Commissioners, must be named as additional insured as the County's interest may appear on all
applicable liability insurance policies. With regards to General Liability, additional insured for
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EXHIBIT B - INSURANCE REQUIREMENTS 21-0714
ongoing operations (CG 2010 or equivalent) and products and completed operations (CG 2037 or
equivalent) must be provided.
The certificates of insurance must provide for a minimum of thirty (30) days prior written notice
to the County of any change, cancellation, or nonrenewal of the provided insurance. It is the
vendor's specific responsibility to ensure that any such notice is provided within the stated
timeframe to the County.
Contractor must provide a copy of all policy endorsements reflecting the required coverage, with
Lake County listed as an additional insured along with all required provisions to include waiver of
subrogation. Contracts cannot be completed without this required insurance
documentation. (Note: A simple COI WILL NOT be accepted in lieu of the policy
endorsements).
Certificates of insurance must identify the applicable solicitation number in the Description of
Operations section of the Certificate. Certificate Holder must be:
LAKE COUNTY, A POLITICAL SUBDIVISION OF THE STATE OF
FLORIDA, AND THE BOARD OF COUNTY COMMISSIONERS.
P.O. BOX 7800
TAVARES, FL 32778-7800
Certificates of insurance must evidence a waiver of subrogation in favor of the County, that
coverage will be primary and noncontributory, and that each evidenced policy includes a Cross
Liability or Severability of Interests provision, with no requirement of premium payment by the
County.
Contractor will be responsible for subcontractors and subcontractors' insurance. Subcontractors
must provide certificates of insurance to the Contractor evidencing coverage and terms in
accordance with the Contractor's requirements.
All self-insured retentions must appear on the certificates and will be subject to approval by the
County. At the option of the County, the insurer must reduce or eliminate such self-insured
retentions, or the Contractor or subcontractor must procure a bond guaranteeing payment of losses
and related claims expenses.
The County will be exempt from, and in no way liable for, any sums of money, which may
represent a deductible or self-insured retention in any insurance policy. The payment of such
deductible or self-insured retention will be the sole responsibility of the Contractor or
subcontractor providing such insurance.
Failure to obtain and maintain such insurance as set out above will be considered a breach of
contract and may result in termination of the Contract for default.
Neither approval by the County of any insurance supplied by the Contractor or subcontractors, nor
a failure to disapprove that insurance, will relieve the Contractor or subcontractors of full
responsibility for liability, damages, and accidents as set forth in this solicitation or any contract
arising from this solicitation.
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